Comparison

AI in the ERP or bee-hub.ai?

Built-in AI works in one application. An AI employee works across systems. The facts side by side.

Short answer

The AI in SAP, Microsoft Dynamics 365 Business Central or DATEV is first and foremost an assistant inside that software: it helps with texts, suggestions and research, usually at no extra cost on top of the licence1,2,5. The vendors also offer agents for standard cases, such as orders or incoming invoices from a mailbox in Business Central, billed by consumption3. These too remain tied to their own software; the customer configures and supervises them1,3.

An AI employee from bee-hub.ai takes over a defined workflow in your business and works across systems: in the inbox, the ERP and the DMS. It works in the background and presents results for approval. bee-hub.ai is responsible for setup, operation and maintenance.

Side by side.

AI in the ERPbee-hub.ai
What it isAI assistant built into the vendor's software, plus vendor agents, e.g. SAP Joule, Copilot in Business Central, DATEV Copilot1,3,5AI employees, trained on a defined workflow in your business
Who does the workThe person with an assistant; vendor agents for individual standard cases, supervised by a person3The AI employee; a person reviews and approves
PricingBasic assistant usually included in the licence1,2,5; agents billed by consumption, e.g. Copilot Credits in Business Central2,3Per AI employee; AI chat for all staff at no extra cost
Where the data livesWith the vendor: Business Central via Azure OpenAI within the EU Data Boundary, after opting in via a switch4; DATEV in the DATEV cloud5Your server, private cloud or a German hosting provider; language model from a European provider8
Training on your dataVaries by vendor; Microsoft rules it out for Business Central4Excluded by contract8
Work in the ERPDirectly in its own software, with Business Central also in the connected mailbox; further systems via extensions and integrations3,7Works inside your existing ERP, DMS and email, like an additional employee
Who is in controlThe vendor provides standard features and agents; the customer or a partner sets up custom agents and integrations1,3,7An agreed workflow with rules, approvals and a log, set up by bee-hub.ai
Setup and operationActivation and configuration by the customer; agents with their own consumption quota3,5Onboarding, operation and maintenance by bee-hub.ai

SAP, Microsoft, DATEV: how the built-in AI works.

Three common examples, each with pricing model and scope.

  • SAP Joule: according to an overview by erpresearch.com, an AI assistant in SAP cloud applications such as S/4HANA Cloud, plus agents from SAP and Joule Studio for building your own agents1. Basic features are included in current SAP cloud subscriptions; further AI services run on prepaid AI Units1. Via extensions, Joule can also be connected to non-SAP applications7.
  • Microsoft Dynamics 365 Business Central: Copilot is included in the Essentials and Premium licences, from USD 80 per user per month, billed annually2. The agents, such as the Sales Order Agent for quotes and orders from a shared mailbox and the Payables Agent for incoming invoices, consume Copilot Credits that are sold separately2,3. Microsoft gives the example of 6,500 credits a month for 100 invoices with three lines each; once the quota is used up, the AI feature is unavailable3.
  • DATEV: DATEV Copilot is an AI assistant for tax and accounting firms in MyDATEV, available as a free licence in the DATEV shop5. In addition, automation services for invoices and bank transactions create posting suggestions in the DATEV cloud6. Both work within the DATEV environment6.

What all three have in common: the AI is closely tied to its own system. Workflows across further systems are possible via extensions and integrations that the company or a partner sets up and maintains7. An AI employee from bee-hub.ai works across systems, in the inbox, the ERP and the DMS.

Tool or employee.

The real difference lies in who sets things up, who maintains them and who is responsible.

Built-in AI
AI employee
Who starts
A person in the application; vendor agents for their standard cases
The AI employee works in the background as soon as a case comes in
Who controls
The vendor defines features and agents; the customer configures them
An agreed workflow with rules, set up by bee-hub.ai
Who checks
The person in the application; with agents, as supervisor3
Human approval before write access to your systems; can only be switched off at your explicit request
Who is responsible
The vendor for the feature, the customer for setup and use
bee-hub.ai: setup, operation, maintenance and monitoring
What you end up with
AI within one application at a time, a separate one per system
A maintained workflow, documented and independent of individual people

Set it up and maintain it yourself, or have it set up and maintained.
Who is the expert for that in your company?

At bee-hub.ai, every AI employee is limited to one purpose and works mostly by fixed rules. We only deploy fully autonomous agents when explicitly commissioned.

An example: an order arrives by email.

From: purchasing@customer-example.com · 07:42
Order week 41, please confirm
Please find attached our order for three items, delivery date as agreed.
Order_4711.pdf
Person worksAI works

With AI in the ERP

using a vendor's order agent as an example
  1. ERP agentreads the order in the connected mailbox
  2. ERP agentcreates the order in its own software
  3. Clerkreviews and approves
  4. Clerkfiles the email and PDF in the DMS
  5. Clerkchecks details from other systems by hand
Strong within its own software. Without further integration, the rest stays with people.

With an AI employee

bee-hub.ai, trained on order intake
  1. AI employeereads the email and the PDF in the inbox
  2. AI employeematches customer, items and prices in the ERP
  3. AI employeeprepares the order for approval
  4. Clerkreviews and approves with one click
  5. AI employeecreates the order in the ERP and sends the confirmation
The workflow runs. People decide.

Both have their place.

AI in the ERP

For work in one system.

  • Help right in the familiar interface
  • Standard cases handled by vendor agents, e.g. orders from a mailbox3
  • No additional software in the company
  • Basic assistant usually included in the licence1,2,5
  • The right choice when the work stays within one system
bee-hub.ai

For your workflows.

  • Triage and route the inbox
  • Enter orders in the ERP
  • Check incoming invoices
  • Prepare quotes, trigger dunning
  • Priced per AI employee, chat for everyone at no extra cost

Built-in AI helps within one system.
The AI employee works across systems.

Frequently asked questions.

Our ERP already has AI. Do we still need bee-hub.ai?

If a workflow lies entirely within one system and fits the vendor's standard, the built-in AI is well suited. Many workflows, however, start in the inbox, need data from several systems and end in the DMS. That is where an AI employee from bee-hub.ai works across system boundaries, inside your existing ERP, without you building interfaces.

What do the agents in Business Central cost?

Copilot is included in the Business Central licences2. The agents consume Copilot Credits, which are sold separately, either prepaid or pay-as-you-go through an Azure subscription2. For the Payables Agent, Microsoft charges 50 credits per invoice plus 5 per invoice line3. bee-hub.ai charges per AI employee; the AI chat for all staff is included at no extra cost.

Can the built-in AI work with other systems?

SAP describes extensions that let Joule include non-SAP applications as well7. The agents in Business Central work in Business Central and the connected mailbox3. DATEV automation stays within the DATEV environment6. An AI employee from bee-hub.ai works inside your existing ERP, DMS and email, like an additional employee.

Do the vendors train on our data?

For Copilot in Business Central, Microsoft rules out using customer data to train the Azure OpenAI models4. At bee-hub.ai, training on your data is excluded by contract.

See the difference on your own workflow.

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More comparisons

Information as of 30.09.2026. Prices as stated by the provider, subject to change.
  1. ERP Research, SAP Joule (Übersicht): erpresearch.com/en-us/sap-joule
  2. Microsoft, Dynamics 365 Business Central, Preise: microsoft.com/.../business-central/pricing
  3. Microsoft Learn, Business Central, Verbrauch und Abrechnung der Agenten: learn.microsoft.com/.../manage-consumption-billing
  4. Microsoft Learn, Business Central, Datenfluss bei Copilot: learn.microsoft.com/.../ai-copilot-data-movement
  5. DATEV, DATEV Copilot im Shop: datev.de/.../datev-copilot-90431
  6. DATEV, Künstliche Intelligenz: datev.de/.../kuenstliche-intelligenz
  7. SAP Learning, Joule mit Nicht-SAP-Anwendungen verbinden: learning.sap.com/…/integrating-joule-with-non-sap-applications
  8. bee-hub.ai, security and data flow: bee-hub.ai/en/sicherheit